I have an 89 Ranger 4x4 with the m5od trans. Over the past year, it has gotten a rattle/chatter that has become progressively louder. Only happens with the clutch out in neutral. If I push the clutch in, it stops. Also only happens after the truck is warmed up. Any ideas? The previous owner said he put a new clutch in it at about 120,000 miles, has 173,000 on it now. Clutch doesn't slip. I'm thinking it's either the pilot bearing or some bearing in the transmission.