First Time Home Buyer: Any Advise?

Ok. Im planned on buying new so I shouldnt have to worry about looking for bad spots.

I talked to the bank a while back before I even looked at any house and they said they do 30% down On a $50,000 house, thats 15 grand! Who has that kind of money just layin around?! But they said they could give me a better deal and do 20% which is still $10 grand.... New bank? I think so...

thats any bank dude...you usually need about 20-30% to put down on a house...save up lol

now if you go to homepath.com you can get in a home for as little as 3% down
these are not mobile homes. might want to check that out too, but again you need to secure financing first,get pre qualified

my advice is spell advice right before you buy a home

I advise you to spell advice right! Lol. Im usuli purdy gewd wit spealin stuf rite!

3% to 5% is typical of normal downpayment required on a house. Dunno if it's different for mobile homes. Also check Credit Unions, they have different bylaws then normal banks as well.